Jan. 11, 2019

Client Reviews

Client Reviews

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Debbi and Steve are wonderful to work with! They listened to our wants and needs, then searched high and low to find us our perfect place! They were recommended to us and we will be recommending them to other in the future. - JT

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I am so happy and thankful to have found such an amazing realtor. Debbi was 
so attentive and always there when I needed her. Both she and Steve made 
this such an awesome and flawless first home buying experience for me. They 
are truly amazing at what they do and how much they care for their clients.

Thank you again for everything!! - JD

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I have always been a person that felt more comfortable renting or seeking 
housing with apartment complex companies.  Talking to realtors discouraged 
me tremendously.  There were so many places to look for and if it was a 
perfect home than the price was terrible, if the home was terrible the price 
was perfect.  Therefore, dealing with companies seemed appropriate.  This 
year I called Debbie Shattow, she immediately spent time with me on the 
phone.  I felt her to be genuine, kind and most importantly caring.  We made 
an appointment to look for options, and that same afternoon she knew exactly 
what we were looking for.
She was able to identify the value of a young and growing family.  The 
places that she showed us were beyond our expectations and exactly within 
our budget.  Within weeks we were already in our new home!!!
Debbie has become a person that I trust. In such a short period of time I 
feel she is my family.  I continue to keep in touch with her and I know that 
in the future she is the only person I trust for advice and guidance with a 
decision that will determine the comfort, safety and happiness for my 
family.
I also would like to share that the feeling of family is felt strongly 
because Debbie also works with her husband and knowing that I can 
communicate with a family makes it that much more warm and secure to me.

Thank you for being such a wonderful asset to this community!!!! - CN

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The Shattow Group has help my husband and I find 2 rental properties and 
recently found us our first home in Palm Beach Gardens. Debbi and Steve have 
always been kind, patient and fun during each process. As the clients, we 
always knew that we were in good hands and the steps that needed to get done 
were getting done. To us there was nothing more important than working with 
a realtor that we could trust, that understood us and always steered us in 
the right direction. That is exactly how we felt working with the Shattow 
Group!  We know that if we had not been working with the Shattow Group over 
the last 5 years, we would not have found ourselves in the great living 
situations that we have been in and we certainly might not have found our 
dream home! Big thanks to the Shattow Group for being so wonderful to work 
with and making the home buying process easy. We love our new home! - BC

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"My boyfriend and I were looking for an apartment to rent, as we had just 
relocated to Florida.
We were referred to The Shattow group through a friend and were pleasantly 
surprised by Debbi's nice, personal and responsive attitude. She was very 
patient with our indecisiveness and eventually we found the apartment we 
wanted!

We would definitely recommend the Shattow group to our friends!" - VK

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In every way your group was extremely helpful and professional. Through
yur efforts and guidance, we are happily residing in our new home. Should
we have occasion to move again in the future we would not hesitate to call
upon you and your organization. - MH

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I had a great experience working with Debbi Shattow of The Shattow Group.
As a first time homebuyer, I did not understand the first step of buying a
home, the last step of buying a home, or any step in between. I felt so
comfortable with Debbi that I was able to relax, knowing that she would
follow up on every action to make sure that each step was completed
timely. Whenever there was a glitch in the lending process, she followed
up with the seller's realtor, the bank, and everyone else that needed to
be contacted. I don't think without being able to trust her through this
process I would have been able to see the closing through to the end.

I'm also grateful that she listened to what I said through the process.
After having worked with several other realtors who wasted tens of hours
showing me properties that did not fit anything I was looking for, it was
a relief to find that each property she showed me fit exactly what I was
looking for. In fact, the first property she showed me I signed to buy!
Thanks Debbi, now I can use my days off for vacation rather than viewing
properties that don't fit my needs! -LD

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I'm a cautious person by nature and when I was looking for a rental
agent/property manager for our condo in Jupiter I felt uncomfortable at
first because I had no one to get a referral from and had to rely on the
internet for my research. I came across your ad and was impressed with
it's informational clarity although I've learned that anyone can represent
themselves anyway they want on the internet, so this was just step one of
my search. Next, we exchanged emails and you always promptly returned them
and provided whatever information I needed. Then, I arranged to go down to
Florida where I met you and Steve in person and I was very impressed with
your knowledge and professionalism not to mention that you are fun people
to hang out with. For most people this would have been enough due
diligence but I asked you to provide several references and I called and
spoke with each one. I'm pretty good at getting the whole story out of
people, both the good and bad and I honestly heard nothing but praise
about your services. 
Today,  I am an extremely satisfied client. You quickly got our condo
rented and have made my first rental experience a breeze. In fact, the
experience has been so positive that my wife and I are considering
purchasing another rental property. Of course, you would be our choice as
buyer's broker, rental agent and property manager. Thank you for all your
excellent work and please feel free to use me as a referral if you need
one. - JM

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the experience was great. You guys did an awesome job! - LB

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I couldn't be happier with the support and assistance you
provided.  Moving from California was stressful, you made it seamless.
Very responsive, handled the entire transaction professionally, always
with a good attitude and a smile.  You will be my first call if I need
realtor service in the future - AM

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Being in the home construction business, we have worked with many
realtors over the years and Debbi was very professional and never wasted
any of our time.  We have recommended her to several of our friends and
they have been very pleased with her as well. Some have purchased
property. She truly knows her business and gets to know her customers
wants and needs. She listened to what we were looking for and only brought
us to properties that truly fit what we wanted. She is also wealth of
knowledge when it came to the different neighborhoods and the general
areas we were interested in. It didn't take us long to decide purchase our
beautiful Bluff home.  We would highly recommend her! - LB

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I would highly recommend Debbi and Steve Shattow to anyone with plans of
moving, whether as a rental tennant or as a buyer.  Debbi's attention to
the details that can make or break an experience is outstanding.  I moved
into a condo whose owner is out of state and Debbi made the transactions
between us seemless.  When moving day came, all the small touches became
instantly apparent, from the new switchplates and doorknobs to the
immaculate paint job and beautiful carpeting, making the move in as
pleasant as it was easy.  There were a few issues that needed to be
addressed and Debbi handled things and facilitated the resolution of them
with no trouble to me at all.  I have dealt with other Realtors and I can
say that Debbi and Steve have been marvelous. They provide the level of
service that can be very hard to find these days. - EG

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Posted in Client Reviews
Jan. 9, 2019

Insights about Home Buying

Having been in the residential real estate industry for 'a lot' of years, I often get asked the question, "Does it make sense for me to buy a home?".  My answer is, consistently, 'It depends.'

Our current real estate market looks like this:

      • Home prices are rising, but not 'rocketing',

      • Interest rates are rising slowly and projected to keep rising for the foreseeable future (although they continue to be 'historically low'),

      • Inventory levels are moderate, making it neither a 'buyers market' nor a 'sellers market',

      • Most new housing being constructed in the area is priced above (or well above) $400,000,

      • The area is seeing a steady increase in employment opportunities, placing additional demand on available housing,

      • Even with the addition of hundreds of new rental units to the market, rents continue to climb, 

      • THE BABY BOOMERS ARE HERE - retiring into the investment properties they purchased years ago.

If you are planning on being in this area for only another year or two, renting is probably your best alternative.  But if you're planning on being in this area longer than that, it may make sense to buy. It really depends on your housing budget and your desire to not have to move around.  Like few other places in the country, the increase in local rental costs have exceeded the increase in housing prices.  We are finding that many of our clients have house payments at or near what they were paying for rent. 

There is no question that, for the foreseeable future (there's that term again), those interested in purchasing a home will be paying more for it the longer they wait.  But that doesn't necessarily mean that waiting is bad.  Having additional money to put down will lower your mortgage payments (currently by about $5.00 a month for every additional $1,000 of mortgage.)  If you're working to repair credit, that could help you secure a lower interest rate.  And if you're expecting that big raise or a promotion, that could give you more flexibility on what you can afford.

Of course, monthly payment is only one of many factors.  Being able to find something that you like in an area where you want to live can be a challenge.  And then there is the variable of ongoing maintenance and repairs.  On the other side, there is a nice deduction for mortgage interest and property taxes...and if you work out of your home, there are even more deductions available.

In today's mortgage market, there are numerous financing options.  If you are a Veteran, you can buy a home with no money down.  If not, there are mortgages that require as little as 3.5% down.  To further encourage home buying, credit score requirements have also relaxed a bit, increasing the number of mortgage options for many people.  And lest we not forget, every mortgage payment you make includes a payback on the 'principal' you borrowed, so you are building equity with every payment you make.

If you feel like buying a home is in your future, the first place to start is to contact us and we will put you in contact with an excellent Mortgage Broker.  Compared to banks and credit unions, mortgage brokers work with dozens of lenders, each with their own unique underwriting requirements, interest rates, etc.  They shop around for the best package for you and your unique circumstances.  They will also help you determine what your financing might look like, what you can expect in terms of a TOTAL monthly payment, and how much of a house you can comfortably afford - all good things to know before you start your search.

 

WHAT WE DO FOR FIRST-TIME HOME BUYERS

We share your enthusiasm about buying your first home. The questions and concerns you have are very different than those who have been through the process before.  To start with, you probably haven't worked with a mortgage company or home inspector before.  You may not even know much about single family homes, town homes, or condos in general, other than having rented them.  

We are totally hands on when it comes to coordinating activities with the seller and their representatives, the mortgage lender, title company, and all other parties involved.  We walk you through and protect your interests every step of the process, from your initial discussions with a Mortgage Broker, through the inspection, at the moment you get your keys, and well beyond.  You will always be up-to-date on what's happening and we're always there to answer your questions and help resolve 'opportunities' that may arise on the way to the closing table.  We make sure your home buy experience is fun and exciting, the way it should be!

 

LET'S TALK ABOUT IT

Have questions?  Think you may want to wait?  Are you ready to get going?  Call us!  Whether you want to start the process, are looking for suggestions, or just want to kick ideas around, we are here for you!  561-371-7550

 

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